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banking rules

Bank Minimum Balance Rule: Avoid These Penalties on Your Account

March 23, 2026 by Aanchal
Bank Minimum Balance Rule: Avoid These Penalties on Your Account

You check your bank account and suddenly notice money deducted without any transaction you made. No shopping, no withdrawal — yet your balance is lower. This is where most people get caught off guard. Banks in India require you to maintain a minimum balance in certain types of accounts. If your balance falls below that … Read more

Categories Journal Tags account charges, bank minimum balance penalty, banking rules Leave a comment

Bank Account New Rules in India – RBI Changes That Affect Every Account Holder

January 28, 2026January 28, 2026 by Aanchal
Bank Account New Rules in India – RBI Changes That Affect Every Account Holder

Banking rules in India have tightened noticeably in 2026, and the changes affect almost every account holder, whether they actively track regulatory updates or not. These new bank account rules are not cosmetic adjustments. They directly influence how accounts operate, how transactions are monitored, and how quickly restrictions can be applied when compliance is missing. … Read more

Categories Journal Tags banking rules, India banks, KYC norms, RBI update, savings account Leave a comment

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