Medium duration mutual funds are debt funds that invest primarily in bonds and fixed-income instruments with a Macaulay duration of roughly three to four years. This means the underlying securities typically mature within a medium-term time horizon, making these funds suitable for investors who do not want very short-term parking options but also do not … Read more
Starting investment through SIPs has become the default entry point for first-time investors in India by 2026. Rising awareness, easy app-based access, and the need to beat inflation have pushed many beginners toward mutual funds. However, most new investors enter SIPs with unrealistic expectations, confusing product choices, and advice that sounds good but does not … Read more
The sip vs lumpsum 2026 debate refuses to die because people keep asking the wrong question. They ask which option gives higher returns, when the real question is which option they can actually execute well. In volatile markets, behaviour matters more than math. Most investors don’t fail because SIP or lump sum is flawed—they fail … Read more