Most Indians still treat their credit score like a secret exam result. They avoid checking it because they think it will hurt their score, or they only look at it when a loan gets rejected and panic sets in. That mindset is outdated and financially dangerous in 2026. Credit reporting in India has shifted to … Read more
For years, Indians were trained to believe one comforting lie about credit scores: “Your score updates once a month, so relax.” That mental model quietly shaped how people paid EMIs, used credit cards, and timed loan applications. That model is now broken. In 2026, major credit bureaus in India have shifted to near-weekly data refresh … Read more
The Indian rail fare hike 2026 is no longer a rumor—it’s a reality that quietly reshapes everyday travel costs. For daily commuters, monthly pass holders, and families planning regular intercity trips, even small per-kilometre increases compound fast. The challenge isn’t just paying more; it’s understanding where the increase hits hardest and how to adjust a … Read more