For years, Indians were trained to believe one comforting lie about credit scores: “Your score updates once a month, so relax.” That mental model quietly shaped how people paid EMIs, used credit cards, and timed loan applications. That model is now broken. In 2026, major credit bureaus in India have shifted to near-weekly data refresh … Read more
The home loan EMI impact repo rate question worries borrowers every time the RBI speaks. A small change in the repo rate can quietly raise EMIs, stretch loan tenures, or increase total interest by lakhs over time. Most people notice the change only after their bank sends a revised schedule—by then, the damage is already … Read more
The RBI Updates December 2025 briefing has become one of the most closely watched releases of the year, especially as India continues to balance growth recovery, consumer demand, and price stability. In December, the Reserve Bank of India delivered several key updates related to monetary policy, inflation trajectory, liquidity management and financial-sector regulation. These RBI … Read more