UPI Makes You Overspend: The Two-Account System That Fixes It (Setup in 15 Minutes)
UPI made payments effortless — and that convenience is exactly why many people overspend without noticing. Daily micro-transactions, instant payments, and zero friction buying silently reduce savings even when income is stable. The solution is not quitting UPI. The solution is controlling how you use it. This UPI impulse control system introduces a practical two-account … Read more